Rates

Rates

All rates subject to change at anytime without notice.

TERM DEPOSITS (Rates effective January 4, 2022)

30 days 0.25 1 year 0.85
60 days 0.30 1.5 year 0.90
90 days 0.35 2 year 1.30
120 days 0.40 3 year 1.45
180 days 0.45 4 year 1.55
5 year 1.80


TERM DEPOSIT SPECIAL (Rates effective January 4, 2022)

1 year MemberSHARE 1.00%


RRSP (Rates effective January 4, 2022)

Variable 0.10 3 year 1.45
6 months 0.45 4 year 1.55
1 year 0.85 5 year 1.80
2 year 1.30


MORTGAGE RATES (Rates effective January 4, 2022)

Term Open Closed
1 year Variable  Prime + .70%
1 year Fixed  4.05% 2.94%
2 year 2.94%
3 year 2.99%
4 year 2.99%
5 year 2.99%


* Rate availability based on risk rating.
* For personal loans, please inquire within.


PRIME RATE

Effective Janaury 1, 2022 the Prime rate decreased from 3.65% to 2.45% 

Effective April 4, 2020 the Prime rate decreased from 3.75% to 3.65% 


Effective March 19, 2020 the Prime rate decreased from 3.95% to 3.75% 


Effective March 6, 2020 the Prime rate decreased from 4.15% to 3.95% 


Effective October 25, 2018 the Prime rate increased from 4.05% to 4.15% 


Effective July 12, 2018 the Prime rate increased from 3.95% to 4.05% 

Effective Effective January 18, 2018 the Prime rate increased from 3.85% to 3.95%