Rates
Rates
All rates subject to change at anytime without notice.
TERM DEPOSITS (Rates effective January 4, 2022)
| 30 days | 0.25 | 1 year | 0.85 |
| 60 days | 0.30 | 1.5 year | 0.90 |
| 90 days | 0.35 | 2 year | 1.30 |
| 120 days | 0.40 | 3 year | 1.45 |
| 180 days | 0.45 | 4 year | 1.55 |
| 5 year | 1.80 |
TERM DEPOSIT SPECIAL (Rates effective January 4, 2022)
| 1 year MemberSHARE | 1.00% |
RRSP (Rates effective January 4, 2022)
| Variable | 0.10 | 3 year | 1.45 |
| 6 months | 0.45 | 4 year | 1.55 |
| 1 year | 0.85 | 5 year | 1.80 |
| 2 year | 1.30 |
MORTGAGE RATES (Rates effective January 4, 2022)
| Term | Open | Closed |
| 1 year | Variable Prime + .70% | |
| 1 year | Fixed 4.05% | 2.94% |
| 2 year | 2.94% | |
| 3 year | 2.99% | |
| 4 year | 2.99% | |
| 5 year | 2.99% |
* Rate availability based on risk rating.
* For personal loans, please inquire within.
PRIME RATE
Effective Janaury 1, 2022 the Prime rate decreased from 3.65% to 2.45%
Effective April 4, 2020 the Prime rate decreased from 3.75% to 3.65%
Effective March 19, 2020 the Prime rate decreased from 3.95% to 3.75%
Effective March 6, 2020 the Prime rate decreased from 4.15% to 3.95%
Effective October 25, 2018 the Prime rate increased from 4.05% to 4.15%
Effective July 12, 2018 the Prime rate increased from 3.95% to 4.05%
Effective Effective January 18, 2018 the Prime rate increased from 3.85% to 3.95%
